Proactive Tax Planning — Trusted in St. Michael, MN Since 1975

For 50 years, Profiler Consulting has helped Minnesota families and business owners plan ahead, avoid surprises, and keep more of what they earn — with straightforward advice and responsive service.

We’re practical by design: we focus on legal, realistic strategies that fit your life, your business, and your comfort level. Meet in person in St. Michael or by secure video — whichever is easiest.

Old-school service. Modern accuracy.

We start with a conversation, not a sales pitch. You tell us what’s changing — income, a new business, a rental, a move, retirement plans — and we translate that into clear options and next steps.

Behind the scenes, we use professional tax software and secure technology (including AI-assisted analysis in a private environment) to run “what-if” scenarios efficiently. Your plan is still built and reviewed by a human tax professional — and explained in plain English.

Tax planning is especially helpful if you’re:

Growing a small business Considering an S-Corp election Buying, selling, or renting property Managing bonuses, commissions, or multiple jobs Moving in/out of Minnesota or working multi-state Planning retirement or a major life change
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Planning Packages

Clear scope, clear pricing. Each package includes a short questionnaire, document review, scenario modeling, and a written action plan you can actually use.

Year-End Tax Checkup

$395–$595 one-time

For W-2 households and straightforward returns

  • Review of last return + current-year changes (income, withholding, life events)
  • One focused planning meeting (45–60 minutes)
  • Written “next steps” summary (with estimated tax impact where possible)

Best for a second opinion, a “sanity check,” or a one-time plan before year-end.

Business & Rental Strategy

$1,295–$1,495 per year

For Schedule C owners, rentals, and growing side businesses

  • Two planning touchpoints (mid-year + year-end)
  • Estimated tax & payment plan (withholding/estimates)
  • Guidance on deductions, recordkeeping, retirement options, and timing decisions

Ideal if you want steady direction as your business or rentals become a bigger part of your income.

Owner Advisory

$2,495–$2,695 per year

For S-Corps, partnerships, and multi-entity situations

  • Three strategic touchpoints timed to your real decision points
  • Integrated planning for owner pay, distributions, retirement, and multi-state exposure
  • Written summaries you can share with your bookkeeper, payroll, or financial advisor

For owners who want proactive guidance and fast answers throughout the year.

Help me pick the right package

Who Gets the Most Value?

Planning matters most when something is changing — because once the year is over, many options are gone.

  • Small business owners: entity decisions, owner pay, retirement setup, clean estimates
  • Rental owners: depreciation planning, repairs vs. improvements, buy/sell timing
  • Two-income families: withholding tune-ups, credits, college and dependent changes
  • Major transitions: retirement, inheritance, property sale, business sale, relocation

How Planning Works

  1. Step 1
    Quick intake + document upload

    A short questionnaire and your recent return(s) give us the full picture before we meet.

  2. Step 2
    Talk through what’s changing

    We clarify goals, risk tolerance, and the decisions you’re facing this year.

  3. Step 3
    Run “what-if” scenarios

    We model the impact of different choices and identify the few moves that matter most.

  4. Step 4
    Get a written action plan

    You receive a clear roadmap with timelines, estimated impact, and a checklist to follow.

When to Start

The earlier we talk, the more options you have:

  • Before year-end (September–December) to capture deductions and timing opportunities
  • Before a purchase or sale (home, cabin, rental, business assets)
  • Before changing entities (LLC, S-Corp, adding partners)
  • Any time income changes (new job, bonus, commission, second job, spouse changes)

Common Questions

  • Do I have to be a tax prep client?

    Not always. Planning can be stand-alone, but most clients get the best results when we also prepare the return because we already know the full picture and can carry the plan through to filing.

  • Do you meet in person?

    Yes — in St. Michael — and we also offer secure video meetings for clients across Minnesota and beyond.

  • How much work is this on my end?

    Usually 15–25 minutes for the questionnaire plus uploading documents you already have. We do the heavy lifting.

  • What does “AI-assisted analysis” mean?

    It means we can test scenarios faster inside a private, secure environment — but the advice you receive is reviewed and explained by a human tax professional. Your data is not used to train public models.

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